Medical Release To Insurance Company

Question Detail: Should we give the insurance company access to hospital information by signing a medical release? We have a claim with our neighbor's insurance because our son was hurt when he was on their property. What would be wise?



Answer:  It depends on the seriousness of the injury.  If it will cause permanent injury and future medical treatment, then decline any recorded statement or release and contact an attorney.  If it is a minor injury, sign the release, then verify the bills have been paid so they don't get turned over to collection.  Refusal to sign the release will give them a legal reason to not do anything until they get information.  You could get all the bills and records and then submit them, but that is a lot of work if the injury is small.